INTRODUCTION:
Bangladesh is a land of all surprises in the world
[1] Country was headed by a Women by three times leading a life of a Queen inside Cantonment, who was taking best possible support from War Criminals during 1971
[2] An unknown Major read a message on 27th March from Chittagong Radio centre with a radius of 35 km & many people like dhulu-dhulu Delwar heard it from different places of the country and jumped on their leg for Liberation War
[3] People engaged in Biri-packing now possesses 100 luxury cars in their garage
[4] Deserted Army corporal of 1971 built the largest shopping mall in Asia
[5] Pakistan reoccupied this country through their super Agent Zia in 1975
[6] Largest receipt of Donations in the world through various NGOs still millions of beggars floating on the streets
[7] Millions of Women in RMG leading a half-feed lives but the Masters are having numbers of Pajeros
[8] Corruptions at all level of Govt. hierarchy including its Commercial ventures
[9]Bangladesh is the only country where Right people are not placed in Right jobs
[10] Most corrupts, even Criminals become local govt. representatives who issue Character certificates of educated, enlightened citizen
[11] Thousands other surprises, may known to many of you!
GRAMEEN BANK & DR. YUNUS EPISODE!
The biggest surprise was the recent news on Dr. Yunus " A documentary telecasted on 1st December on the Norway state TV Channel"
[1] Program included few meetings of Mr. Yunus with poor women in muddy house, did not show any Grameen Bank Fort of various village location!
[2] Commentator & panel members made a very fishy discussion without reference or knowledge, Grameen has a liquid fund of worth Tk. 12,000.- crore and these huge fund is composed of Christian Charity & Loan recovery from the poorest women on the universe.
[3] Mr. Zamir pointed Mr. Yunus as a very simple man and live simple did not mention that over 6 months he enjoys First Class Traveling in the top Airlines & Live in mostly 7 star Hotels with all facilities W & W.
[4] Prothom Alo chap did try his best to detour the whole aspects andmade the issue light & flimsy but failed to focus the current status of Zobra village and Dishari Palli!
[5] Mr. Zamir made a small comment on the notification of Grameen Bank which is released after 3 days, but made weak comment on its fund manipulation, how could Grameen Bank redirect the Fund for
[a] Staff House Loan : mostly for high income group.
[b] Studentscholarship : mostly given to children of secretaries [c] Grameen Shakti : a fully commercial project for high income group of village [d] Grameen Loan : World highest interest rated loan for the poorest women on earth.
[6] His manipulation in obtaining Nobel Peace award! Reason yet not known to the nation.
[7] Setting all his relations in key positions, installing daughter as famous US opera singer, building empire where he will remain M.D of Grameen Trust till death. Properties all over the world!!
[8] In the notifications, it is mentioned that Govt. of Bangladesh always appoint Chairman of the Board and thereby manipulation can not be done! When Bangladesh is the Champion of Corruption and this mainly for the corruption of civil servants, this statement is really funny!
Any Chairman of any Institution, appointed by any Govt. remainhappy with a Car, a Bottle of whisky a day, some occasion a close party, overseas trip per annum etc. etc.
[9] People of this country should not forget the role of Mr. Yunusduring last Care Taker Govt. He became hot-favorite of Channel I, Prothom Alo, Daily Star, Military Janta to rule the country for next 10 years, this 3rd force tried their best to destroy the political module and decided to create Majestic Party but people of this Holy Land gave him the real lesson, he was finished with his bad dream!!
[10] All Govt. Agencies should go for full-scale investigation to stop all such manipulation, if done by Yunus, Abed, Muzaffar, Kazi, Majumder or any one. This is not a question of such individual fries rather it is the question of our great country Bangladesh achieved independence sacrificing 3 million lives and loosing sanctity of two hundred thousand women.
OBSERVATIONS AND NOTES ON DR. YUNUS
News on Dr. Yunus have created an impact like cluster Bomb which has chain reaction and thousands of people in the society have shown their reaction including our Hon'ble Prime Minister.
Surprisingly TV channels [Private] are conducting series of Talk-show mostly set by Grameen Bank vested interest Group and some national News papers are also publishing back-up Write ups' supporting Dr. Yunus and vice-versa!
Face Book became also a carrier of news regarding Dr. Yunus and his Grameen Bank fraudulent activities, it was all interesting and gave more elaborate aspects of his Loan & interest behind this exercise :
Many of my Face Book friends have requested me to report on this issue to the right Authority for which I was trying to form an opinion for last two and half years after I came back from a remote village where I stayed for about three years for setting an Industry, creating job opportunities for the people of that area.
We all have to understand the game plan of Dr. Yunus's great concept of Grameen Bank Loan trap!!
Grameen Loan is given to poor women, Tk. 5000.- collateral free with a weekly refund scheme [Kisti] @ Tk. 131.- refundable within 52 weeks. Tk. 230.- is deducted for service charge and thereby net Tk. 4770.- is actually being handed over to the Loan Receiver, a group member of 20 headed by the union member's wife. The real complex starts, when this poor women is back home, whose turbulent husband takes away Tk. 2000.- from that Tk. 4770.- and she is left with Tk. 2770.- with that she buys a small goat, few chics and ducks but hardly can generate fund to repay weekly Loan installment [Kisti] total Tk. 6812.- i.e., Interest per annum is 42.80% [Tk.6812:Tk4770=1.4280 or 42.80%. And now what will be the alternative for this women to repay the Kisti? Her husband will surely not pay a single Taka coz. he enjoys taken way money for his own recreation mostly gambling, drugs, other women etc. Thereby, this poor lady work in the field, other people houses and when fail to even accumulate "Kisti" amount, do not hesitate to go for Dr. Yunus Social Business, the most ancient ones! This is reality in the village, happening throughout Bangladesh wherever Grameen & other NGO butchers are operating Loan with interest rate over 40-50% and the receiver can not escape from Members' wife torture!
With that actual scenario of Grameen Bank Loan, what had been noticed so far that
[a] Grameen had least Loan defaulter
[b] Most places, they build fortlike "Grameen Bank" office
[c] Multiplied and accumulated huge fund and recycled for further Loan, it is heard that they have over Tk. 12,ooo.- crore liquid fund
[d] Tallest Building as Grameen HQ in Mirpur, Dhaka
[e] Created fully Commercial companies serving purely the interest of Richer section of the people
[f] None of these Companies paying any Taxes, Vats or Corporate Taxes including personal Taxes of the Employees taking salaries at high stake
[g] Dr. Yunus is the life time Managing Directors of all these Companies having absolute Financial Autority
[h] Most of the retired Secretaries are some kind of beneficiaries of Grameen & NGOs
[i] Created an unofficial NGOs empire and such NGO owners are leading the Maharaja
life-style with hundreds of Awards, prizes, certificates, honors acquired through Financial influences
[j] Never established a free Hospital for poors, a free Blood Bank, a Eye Bank, a Free University for only poors, Practically nothing for the poor class of people
[k] Kept media and general public in great fun, even without knowing their true activities, many supports such NGOs like pimps.
We can now see a very clear position of the personalities talking over the issue, one can notice from their statement and evaluating their back-ground! Clearly truthful people are vigorously criticizing Dr. Yunus and those who are blindly supporting Dr. Yunus being world renown man, surely think that Hitler never did any crime!! How foolish :
It could be a very good areas of research, what is the fate of Zobra & Dishari village compared to fate of Grameen and its Sister concerns, whole universe will get shock and once again Bangladesh will proved to the Champions of all Fraud of all times, that will be a real curse and therefore Dr. Yunus, Abed, Faruk, Zaman, Majumder & all others to be brought under Justice.
In the mean time, Government should take strategic interim actions :
ACTIONS FOR ALL NGOs INCLUDING GRAMEEN
[1] Dr. Yunus should be replaced from the permanent life time Managing Director of Grameen Bank and all other sister concern.
[2] Grameen Bank should remodule its rate of interest to 3-5% coz this is really a poor women fund sanctioned as pure Charity by the innocent Christian.
[3] If any Tax evasion is done, should be realized, Grameen and its sister concern must be penalized for such evasion.
[4] Grameen Board Members should be replaced by the people of high morale and completely non-partisan educated people from the cross section of the society.
[5] Those who have manipulated with Grameen Bank Fund, including their relations also should be penalized and if be needed put behind the Bar for setting example.
[6] Those who have spent Grameen Bank Fund for their lavish life-style, 1st Class Travelling, 7 star Hotels, all luxuries should compensate all such bills.
[7] All Grameen Bank HQ at the semi-urban & up-zillas should be extended as "Training Center for Technical & Computer schools. These can also be a recreational centers for villagers.
[8] Those who lost all their belongings by taking Grameen Bank Loans should be compensated @ Tk. 25,000.- each so that they can start fresh in life and such to be realized @ 0.00% interest!
[9] Govt. should conduct proper investigation through independent and efficient, honest agencies so that all NGOs come under such frame and necessary recommendations are applied to tackle such problem, once for all.
[10] Matter should be also discussed in the parliament so that in case some new laws have to be framed to bring these culprits under justice.
[11] We pray to Almighty Allah, so that our Hon'ble Prime Minister gets all out blessing to implement justice for Poor!!
